Touting its increasing focus on credit products for both consumers and small businesses, PayPal recently announced that it is rebranding its Bill Me Later service as “PayPal Credit,” while that and its PayPal Working Capital business loans service are now destined for international expansions. According to PayPal’s VP of Credit,  Steve Allocca, these changes are part of the company’s larger efforts to “bring credit more to the center of PayPal.”