Publications

Disruptive Technologies in the Credit Information Sharing Industry: Developments and Implications - Fintech Note

This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank Group in leveraging these technologies to promote inclusion and stability. 

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Publications

Disruptive Technologies in the Credit Information Sharing Industry: Developments and Implications - Fintech Note
This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank...
Doing Business Comparing Business  Regulation in 190 Economies 2020
The Doing Business 2020 study, by the World Bank Group, shows that developing economies are catching up with developed economies in ease of doing business. This publication is the 17th in a series of annual studies investigating the regulations that enhance business activity and those that constrain it. Doing Business presents quantitative...
FSB Final Report: SME financing evaluation
The Financial Stability Board (FSB) published its final report on the Evaluation of the effects of financial regulatory reforms on small and medium-sized enterprise (SME) financing , following a public consultation earlier this year. The evaluation is motivated by the need to better understand the effects of the reforms on the financing of real...
4GCapital Social Impact Evaluation - Cover
Learn in this publication how member 4G Capital use machine learning technology to provide scalable credit services for individual clients in Kenya, where the MSME finance gap is over $19 bn, making it the largest in Eastern Africa. They were able to measure the impact of their working capital credit, and they saw customers increase their revenue...
UNSGSA Annual Report 2019 Cover
In this publication, United Nations Secretary-General's Special Advocate for Inclusive Finance for Development (UNSGSA), H.M. Queen Máxima of the Netherlands, presents the 2009-2019 achievements and milestones accomplished as Special Advocate, as she champions financial inclusion and universal access to affordable and effective and safe financial...
Regulating Alternative Finance - Cover Book
This report is jointly produced by the World Bank and the Cambridge Centre for Alternative Finance at the University of Cambridge Judge Business School. This study intends to understand the global regulatory landscape for alternative finance through the collation of empirical data from regulators, including securities regulators, capital markets...
Banking on SMEs: Trends and Challenges. Perspectives from SME Banking Leaders
IFC conducted the global SME Banking survey to better understand the challenges and trends SME banking operations experience in serving the small business segment in their countries. More than 110 SME Banking practitioners and leaders from around the world participated in the survey. The online survey launched in 2018 posed questions to understand...
Data Sharing in Credit Markets Publication Cover
The present study, presented in Brussels, analyses whether sharing more comprehensive data improves the functioning of credit markets in European countries. Assuming that mechanisms to share data do exist, does a higher comprehensiveness in the data collected matter for credit markets? The study answers this by firstly analysing whether higher...
Hidden Power of Japanese Economy - Book Cover
This study of the Japanese model about the development of the Credit Guarantee System provides an in-depth analysis of the credit guarantee system behind the rise and sustainment of Japan’s economy, and explains how it can benefit Turkey. It outlines the credit guarantee system in Japan, which, in view of the author, the General Manager of SME...
Youxin Financial Customer Stories 2019 - Cover
Youxin Financial provides personal financial services to customers around the world. The company is committed to using financial technology to provide innovative and financing solutions for micro and small businesses across China and contribute to the development of the real economy. In this publication, Youxin Financial shares an analysis of...