On July 16, the U.S. Treasury Department finally made a move that many fintech professionals have expected – and some dreaded – for years. They issued a Request for Information (RFI) for online marketplaces.Their goal is to “allow policymakers to study the various business models and products offered by online marketplace lenders, the potential for online marketing lending to expand access to credit to historically underserved borrowers, and how the financial regulatory framework should evolve to support the safe growth of this industry.”