At Accion’s Venture Lab our job is to accelerate the world’s most innovative financial-inclusion startups. But what do these ideas mean in practical terms, out in the field?For clients in Latin America, where I work, the answer is clear: they make all the difference.Financial technologies, for instance, are quite popular right now. Throughout the region (particularly in Mexico), we often come across companies with “copycat” technologies, which have already been implemented in developed markets. Think card readers like Square, online processors like PayPal or peer-to-peer lending platforms like Zopa. Globally, these technologies are still new but are gaining broader acceptance and recognition. In Latin America, however, they’re at the cutting edge – and could prove revolutionary.