Value chain development is a growing approach worldwide to increase incomes of small producers and the economically active poor. Access to adequate and timely financial services for all actors in the chain has proven a key element for success. This implies that not only large producers and traders but also small producers need access to appropriate financial services to make optimal use of value addition and income generation. Such finance is, however, not always available and chain actors working in agricultural and rural value chains frequently complain about a lack of access to financial services.