Since more than 50% of small and medium-sized businesses (SMEs) worldwide lack adequate access to credit, the international community is proposing reforms that will help countries strengthen their financial infrastructure and make it easier for SMEs to borrow funds needed to operate and expand. Closing the current gap of more than $2 trillion in SME financing is a pressing issue, vital to reaching the Sustainable Development Goals, since it's estimated that SMEs will create most of the 600 million new jobs needed over the next 15 years to absorb a burgeoning global workforce.