Understanding the serious concern of SMEs being often denied loans by banks just because they are not well represented, Pratapsingh Nathani with 20 years of experience in financial domain has launched LoanXpress. An online portal and the offline entity, the bank is focused on SME lending to enable SMEs across India to secure loans easily. In addition to the financial help, the company also has advisory services under the name Vermillion Finalytics. Hence, the company is on the verge of expanding its footprint across India through franchising while targeting to create a loan book worth Rs 1000 cr to Rs 1200 cr by 2020.