IntelleGrow provides tailored, flexible debt to small and growing businesses that have the potential to address India's development challenges. Founded in 2012, with funding from Intellecap and Shell Foundation, IntelleGrow has grown quickly to help fill a demonstrated market need for "missing middle" financing for innovative enterprises working in one of six priority sectors: Clean energy, financial inclusion, healthcare, water and sanitation, agriculture supply chain, and education. Unlike traditional collateral-based lenders, IntelleGrow uses a 'venture debt' approach, lending primarily on the basis of business viability and cash flows to offer loans customized to the particular needs of each enterprise.