The Annual Banking & Finance Conference 2016 is scheduled to be held in Accra Ghana on the 1st and 2nd June 2016 under the timely theme: “Connecting people to Banking & Financial Service through Financial Inclusion”.  Financial exclusion can and does place individuals and families into a never ending cycle of disadvantage with very negative social consequences. Banking and financial services must seek ways to increase their mass and tap into the 66% (World Bank) population that still lack bank accounts on the continent.