A new wave of financing innovations is democratising access to capital, especially for those most vulnerable among small, medium and micro-enterprises (SMMEs). Are governments and large financial institutions ready to embrace these innovations and enable the necessary regulatory reforms to support the growth of entrepreneurs across Asia?About the authors: Matt Gamser is the Head of the SME Finance Forum and Paul Lee is Canada’s representative at the APEC Business Advisory Council and Managing Partner of Vanedge Capital.