Publications

The Challenges and Opportunities of SME Financing in Africa

The London Stock Exchange released a report detailing the issues faced by SMEs and opportunities with financing in Africa. 

SMEs account for about 90 percent of Africa’s businesses and the driving force of the continent’s economic development, yet they are still facing financial barriers. 

Key challenges SMEs are facing include:

Publications

Publications

 Whitepaper: State of Open Banking
In this whitepaper, Lendit Fintech explores the progression of open banking and the impact it will have on the financial competitive landscape. According to the study, open banking will restructure the industry in terms of business models and services created through collaboration. Key elements discussed in the report include: Drivers and benefits...
SME-Focused Development Banks: Five Key Missions in a Time of Change
In recent years, there has been a renewed appreciation for the critical role SME-focused development banks play in the economies of many countries. Besides supplying much-needed capital to businesses during times of crisis and recession, development banks are increasingly supporting essential change. This paper looks at five societal missions...
Capital Structure and CEO Tenure in Microfinance Institutions
In this report, CEO tenure and the debt proportion of microfinance institutions (MFI) are examined. The report supports the notion that financing choices of MFIs have a direct correlation to the profile of their managers. Results in the report indicate CEO’s tenure as having a positive effect on MFI’s debt ratio. Key points highlighted in the...
Member News: BNP Paribas Survey Reveals that Trust is the Key Component for Corporate Treasurers in an Increasing Digitalized Environment
The 2018 Corporate Treasury Insights report, released by SME Finance Forum member BNP Paribas and Boston Consulting Group reveals that acquiring and building a reliable relationship takes a combination of factors that include inherent trust, delivery excellence and a strong relationship model. According to the 700 corporate treasurers and...
European Payment Report 2018
In this report Intrum gathered data from 9,607 companies across Europe to gain insight into the payment behavior and financial health of European businesses. Through this comprehensive survey among European companies, Intrum generates awareness and debate among politicians and the media, for example, how late or non-payments impact the economies...
Report: Accelerating the Flow of Funds into Early-Stage Ventures
The third annual Global Accelerator Learning Initiative (GALI) report, "Accelerating the Flow of Funds into Early-Stage Ventures: An Initial Look at Program Differences and Design Choices," examines how the design and structure of accelerator programs correspond with increased business growth for program participants. With data from more than 2,...
White Paper: Maximizing the Return on Digital Investments
Digital technologies offer new ways for companies to grow and be more productive. However, it is not completely clear how investments in new technologies impact productivity. This World Economic Forum white paper addresses that issue by analysing the business value impact of new technology investments and providing recommendations for maximizing...
Whitepaper: Transforming Data into Action
As businesses generate and manage vast amounts of data, companies have more opportunities to gather data, incorporate insights into business strategy and continuously expand access to data across the organisation. Doing so effectively—leveraging data for strategic objectives—is often easier said than done, however. This report, Transforming data...
Mitigating The Impact Of Data Protection Regulation On Small Businesses
The Federation of Small Businesses (FSB) evidence suggests that, in terms of data protection regulation, the optimal regulatory balance has yet to be achieved for small businesses. Many are struggling with current data protection regulations. And the cumulative burden will only increase as the General Data Protection Regulation (GDPR) comes into...
Member ACCIS Manifesto on Big Data and Fintech
Enrique Velasquez, the new ACCIS Secretary General, shared their manifesto on big data and fintech. His highlights are below: "These are our industry's key requests to policy-makers: Enforce ‘same services, same rules’ principle; Expand the credit data set: make more comprehensive credit data pools and data access available across the EU; Promote...