Articles

Reforming Japan’s Credit Guarantee Program for Small and Medium-sized Enterprises

UESUGI Iichiro, Faculty Fellow at the Research Institute of Economy, Trade and Industry and Professor, Institute of Economic Research, Hitotsubashi University outlines the reform measures from Japan's credit guarantee program reform bill. dHe also discusses the challenges going forward.

Articles

Articles

Mandatory Bank Referral Scheme has Delivered £4m to Small Businesses
More than 8,100 SMEs have been referred under the Alternative Business Funding (ABF), which means that less than 3 per cent of those rejected by the banks are finding funds elsewhere. Small businesses are a driving force in the UK economy, and £3.8m that has been arranged on their behalf under the bank referral scheme so far. In the beginning, the...
What Should Financial Institutions Do to Enhancing Access to Finance for Women Entrepreneurs
This blog characterizes women entrepreneurs and analyzes the ways they limit their own access to finance, as well as the limits placed by financial institutions. Offering a business case, the writers look at how financial institutions can leverage an under acknowledged success of women-own enterprises. Most women entrepreneurs rely on their own...
Reforming Japan’s Credit Guarantee Program for Small and Medium-sized Enterprises
UESUGI Iichiro, Faculty Fellow at the Research Institute of Economy, Trade and Industry and Professor, Institute of Economic Research, Hitotsubashi University outlines the reform measures from Japan's credit guarantee program reform bill. dHe also discusses the challenges going forward. The first set of measures proposed by Iichiro are to make a...
CGAP Analyzes Creditworthiness in Bangalore
On a recent visit to Bangalore, India, CGAP worked with Janalakshmi Financial Services to deepen their understanding of microentrepreneurs through research and qualitative discussions. They found that the conventional measures used to assess larger businesses, such as formal credit history, the enterprise’s size and the number of years it has been...
Accelerator Wants To Help Create The Next Big Black-Owned Tech Startup
I'M IN accelerator is focusing on providing support to early-stage, growth-driven and black-owned tech companies through education, mentorship and financing in South Africa. The accelerator is an IDF Capital initiative and a pre-investment readiness program for tech startups with an exceptional business concept and who have an early stage market-...
Executive Insights on Women Crowdfunding Campaigns
PwC and the Crowdfunding Center partnered on the “Women Unbound: Crowdfunding – Unleashing Female Entrepreneurial Potential” report last month. Referencing data collected by the Crowdfunding Center that analyzed 450,000 rewards-based crowdfunding campaigns, the report showed that women-led campaigns reached their funding target more often than...
Online Lenders Are Innovating With Purchasing Cards
Remaining competitive in an ever-growing marketplace can be a challenge for lenders. Experts say, cost of funds remains high from upmarket lenders and margins are thinning by the day. Yet consumers and small business borrowers are demanding faster underwriting and quicker speed to funding, and investors continue to demand record-breaking quarterly...
Kailash Baheti, CFO, Magma Fincorp Talks SME Expansion
Kailash Baheti is the Chief Financial Officer of Magma Fincorp in India. As he helps strategize the company’s future growth, his responsibilities include planning for, and controlling the capital and revenue expenditures, while continuously working towards achieving the planned profitability and looking at acquisition opportunities for inorganic...
Financial Inclusion: A Day in Royyuru, India
IDFC Bank is among India’s first private-sector banks to pilot digital financial services that leverage the country’s new Aadhaar-enabled payment systems (AEPS), which makes digital money more accessible and practical for everyday transactions than ever before. Now, to do anything from receiving government payments to buying groceries, all a...
Bandhan Bank CEO Advises MSME Units to Select Best CAs
Bandhan Bank Managing Director and CEO, Chandra Shekhar Ghosh, advised the MSME units in the country to select best chartered accountants, saying "It is not your cost, but an investment." "The signature of a reputed CA or CA firm boosts banks' confidence. I have also seen MSME units approach banks through agents. That is not the right way. Banks...