Publications

Report: Digital Access: The Future of Financial Inclusion

Digital Access: The Future of Financial Inclusion captures the knowledge and experienced that The Partnership for Financial Inclusion has gained over the past six years, working to develop and promote commercially sustainable solutions for greater financial inclusion across Sub-Saharan Africa.

Publications

Publications

Crowdfunding As a Capital Source for Women Entrepreneurs
This research was commissioned by The National Women Business Council (NWBC) to explore the distinct relationship between crowdfunding and women entrepreneurship, and develop a deeper understanding of crowdfunding as capital source. The research aims to: i) identify and document available demographic and other descriptive quantitative information...
A Success Story on Remittances at the Post Office in Africa
In 2013, together with the European Commission, IFAD partnered with the United Nations Capital Development Fund, the Universal Postal Union, the World Savings and Retail Banking Institute, the World Bank and other key factors in order to address the full potential of postal networks in Africa in facilitating the transfer of remittances, reducing...
EIF SME Access to Finance Index - June 2018 Update
This EIF Working Paper elaborates on the most recent update of the EIF SME Access to Finance (ESAF) Index, a composite indicator used to monitor SME external financing markets in the 28 EU countries. The current update, using latest available data, constitutes the fifth iteration of this exercise. The paper is used to provide some background...
Member News: BNP Paribas Survey Reveals that Trust is the Key Component for Corporate Treasurers in an Increasing Digitalized Environment
The 2018 Corporate Treasury Insights report, released by SME Finance Forum member BNP Paribas and Boston Consulting Group reveals that acquiring and building a reliable relationship takes a combination of factors that include inherent trust, delivery excellence and a strong relationship model. According to the 700 corporate treasurers and...
European Payment Report 2018
In this report Intrum gathered data from 9,607 companies across Europe to gain insight into the payment behavior and financial health of European businesses. Through this comprehensive survey among European companies, Intrum generates awareness and debate among politicians and the media, for example, how late or non-payments impact the economies...
Building the Future-Ready Bank: Banking Technology Vision 2018
Retail banking is witnessing a revolutionary moment in China. With over 1.5 billion active users, Alipay™ and WeChat are reshaping the payments landscape with a deluge of innovations that are making both cash and traditional card payments anachronistic in some cities. While mobile payments languish in the low single digit percentage in the U.S.,...
The Mobile Gender Gap Report 2018
This report reveals for the first time the magnitude of the gender gap in mobile internet use across low- and middle-income countries, as well as highlighting the persistent gender disparity in mobile ownership and the barriers to ownership and use. Findings from this report are based on the results of over 25,000 face-to-face surveys commissioned...
Report: Accelerating Startups in Emerging Markets
The second major report from GALI, written in collaboration with Deloitte, compares acceleration in emerging markets versus high-income countries. Examining data from more than 2,400 early stage ventures that applied to 43 programs, it finds more similarities between emerging market and high-income country entrepreneurs and accelerator programs...
Basic Regulatory Enablers for Digital Financial Services
It has been more than 10 years since CGAP first studied emerging financial services models that use agents as alternative delivery channels and digital technology to connect customers to their financial services providers. CGAP has been exploring the potential to advance financial inclusion through what was then called branchless banking, but...
Case Study: Digicel Mobile Money (MonCash), Haiti
Mobile money first took root in Haiti as a way of distruting grant payments to victims of the 2010 earthquake. For years it made little headway, until 2016. Since then it has seen a surge in use. Why? A CGAP case study looks at how one mobile money provider's focus on customers' needs - and on empowering customers - has driven strong uptake and...