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Addressing Financial and Digital Literacy Challenges for Inclusive Finance: insights from Microfinance Institutions and FinTech Organisations.
Financial Education
Financial Inclusion
Fintech
This paper investigates strategies of European microfinance institutions (MFIs) and inclusive FinTech organisations to address financial and digital illiteracy among vulnerable customers. It reveals that both MFIs and FinTech organisations focus on personalised financial education, training and coaching but adopt distinct strategies in their...
Inclusive Fintech Funding in Times of Uncertainty: Lessons Learned and Challenges Ahead
Sustainable Finance
Fintech
Slowing economic growth, rising inflation, and climbing interest rates are straining the business models for inclusive fintechs, creating significant uncertainty and new funding challenges. For the past four years, the Inclusive Fintech 50 (IF50) global innovation competition identified and elevated cutting-edge, emerging inclusive fintechs...
Fair and Accessible Credit for Small Businesses: A Guidebook for Financial Institutions
Alternative Financing
Uplinq Financial Technologies , the first global credit decisioning support platform for small business lenders, announced the publication of “ Fair and Accessible Credit for Small Businesses: A Guidebook for Financial Institutions ,” a white paper that blueprints how banks and credit unions can leverage AI technology and alternative data to...
Data-invisible groups and data minimization in the deployment of AI solutions: policy brief
Digital Transformation
With the rapid advancements in computational power, the decades-long vision of using and deploying artificial intelligence (AI) has become a reality. The technology’s swift development has allowed it to transform every walk of life, as it is a wide-ranging tool that enables people to rethink how to analyze data, integrate information and use the...
Inclusive Finance India Report 2023
Financial Inclusion
The Inclusive Finance India Report provides a comprehensive review of the progress of financial inclusion in the country, tracking performance, highlighting achievements, and flagging gaps and issues that need to be addressed at the levels of both policy and practice. It is a much-awaited annual reference document for policymakers, investors,...
Building Green: Sustainable Construction in Emerging Markets
Sustainable Finance
Switching to greener technologies in construction and operation of buildings and materials, combined with more climate-friendly capital markets, could reduce the construction value chain’s carbon footprint 23 percent by 2035, while creating investment opportunities in emerging markets, according to a major report from the International Finance...
OECD:  Financing SMEs for sustainability  - Drivers, Constraints and Policies
Sustainable Finance
Policy & Regulation
Addressing the climate crisis requires the net zero transition of millions of SMEs globally. SMEs have a significant aggregate environmental footprint and need to adopt cleaner business models. As eco-entrepreneurs and eco-innovators, they also have a key role to play in devising innovative climate solutions. Access to finance is essential for SME...
Innovations in Financial Services for MSMEs
Financial Education
Financial Inclusion
Gender Finance
Supply & Value Chain Finance
Digital Transformation
Digitizing the MSME ecosystem through e-commerce, the gig economy, and digital MSME business services has an impact on the digital-transformation of small businesses. These digital advancements have reshaped the landscape for MSMEs and enabled new opportunities for growth and expansion. The rise of digitally enabled new solutions for MSMEs, such...
SME Finance, Opportunities and Challenges
Supply & Value Chain Finance
With over EUR 300 billion financed to SMEs as well as to larger corporates, the global factoring and receivables finance Industry is is providing much needed liquidity to the heart of the economy to support economic growth, export and employment. How does the industry evolve and adapt to challenges such as fraud, changing regulations and ESG...
OECD - Recommendation of the Council on SME Financing
Policy & Regulation
The Recommendation on SME financing was adopted by the OECD Council meeting at Ministerial level on 8 June 2023 on the proposal of the Committee on SMEs and Entrepreneurship (CSMEE). The Recommendation aims to support Adherents in their efforts to enhance SME access to a diverse range of financing instruments. It supports the development of...