External Resources

Study: Men More Likely to be Business Owners than Women in Britain

A new study seen exclusively by Yahoo Finance UK shows how difficult it is for women in Britain, compared to men, to start their own business.

Resources

External Resources

Study: SMEs Heterogeneous in Their Use of Cash Management Technology
A study by Fachhochschule des Mittelstands (FHM), the SME University in Bielefeld, revealed that the demands placed on finance and liquidity management have increased, leading to the proliferation and professionalization of cash management systems. In the study, 280 SME finance managers were surveyed and when compared to previous studies there is...
Survey Says Indian Women Spend Twice as Much as Men on Cryptocurrency
BuyUcoin, an Indian cryptocurrency exchange, has found that female Indian investors, on average, invested over Rs1.4 lakh (around $2,000) on digital currencies—twice the amount that men typically spent. The survey, conducted between March and June, had over 60,000 respondents.
EIF's European Small Business Finance Outlook - June 2018
This analysis provides an overview of the main markets relevant to the EIF. It starts by discussing the general market environment, then looks at the main aspects of equity finance and the guarantee and SME securitisation markets and, finally, it highlights important aspects of microfinance in Europe. A chapter on Fintech also complements the...
Where Credit Is Due - Customer Experience of Digital Credit In Kenya
Digital credit offers enormous promise to enhance provide a valued service to the mass market thus increasing financial inclusion, while also driving uptake and use of digitial financial services (DFS). However, with 2.7 million people already blacklisted on the credit reference bureau in Kenya, concerns are growing about current standards of...
Survey: Chinese Tourist Increase Usage of Mobile Payments
Nielsen and Alipay jointly issued the 2017 Survey: Outbound Chinese Tourism and Consumption Trends, which details how Chinese tourists pay for products in services and their behaviors in making such decisions. Ninety-nine percent of Chinese respondents have the Alipay app installed on their phones. The survey found that discounts and payment...
Research: Small Business Financial Buffer
Nearly a third (28%) of small business owners don’t feel financially confident unless they have a buffer big enough to cover running costs for a year, according to new research from credit card machine provider Paymentsense. The study found that despite this, more than four in 10 small business owners (41%) admit to having no such buffer in place...
SMEs Lose On Average About $35,000 Per Cyber Attack, New Barclays Research Reveals
The research for Barclays by YouGov showed that almost half of SMEs surveyed (44 per cent) had been targeted by fraudsters, with approximately one in four (23 per cent) of those targeted having fallen victim. Barclays has launched a nationwide campaign to help small businesses tackle cybercrime and fraud, with new research suggesting that online...
The Global Findex Database 2017
The 2017 edition of the Global Findex includes updated indicators on access to and use of formal and informal financial services. And it adds new data on the use of financial technology (fintech), including the use of mobile phones and the internet to conduct financial transactions. Financial inclusion is on the rise globally. The 2017 Global...
Big Data
This Focus Note by Marissa Dean and the supported by the Mastercard Foundation summarizes how 30 leading organizations across Kenya and Tanzania are thinking about or actively using big data and analytics as they explore this space in digital finance. The findings are based on interviews with these organizations—which include banks, microfinance...
IMF Releases the 2017 Financial Access Survey, Tracking Access to Financial Services
The International Monetary Fund (IMF) released the results of the eighth annual Financial Access Survey (FAS). The FAS collects annual data on indicators tracking financial access—an important pillar of financial inclusion. It provides insights on the availability and use of financial products such as consumer and firm deposit accounts, loans, and...