The SME Finance Forum's Immersion Programs are aimed at providing our members with 1-2 day exposure visits to high performing regional or global financial institutions or fintechs to gather in depth knowledge about an innovative aspect of their operations. The immersion visits will allow members to hear practical first-hand accounts from the host institution about the unique challenges they faced and the motivation and process for change, as well as lessons learnt.

The Forum will host an immersion program to DBS, Singapore, 14-15 March, 2019. Headquartered in Singapore, DBS is one of Asia's leading banks with over 9 million customers in 18 markets. It has a growing presence in Southeast Asia, Greater China and South Asia. To continue staying at the forefront of the industry, DBS has been using digital technology and innovation to extend its reach and enhance efficiencies. During the two-day program, participants will learn about DBS' digital transformation journey.

1. Agenda 
The draft agenda is enclosed below.

2. Eligibility and Registration
Members of the SME Finance Forum are eligible to participate in the immersion program. We have a limited number of spots available and therefore each interested member institution should nominate one representative to attend. Registration will be open the first week of January and will be on a first come first serve basis. We will share more information on registration in early January.

3. Cost
Members will be charged $500 per attendee, which is non-refundable (except in event of health or other emergencies). The fee can be transferred to another senior employee of the member's institution. While some meals will be provided during the program, attendees are responsible for their own travel, accommodations, other meal and transportation costs.

4. Expression of Interest and Next Steps
Interested members should nominate one attendee per institution and send an expression of interest email to Farah Siddique with the following information:

• Name of member institution
• Name of attendee
• Job title of attendee
• Contact details of attendee

Please note that spots cannot be guaranteed until registration fees have been paid. Registration fees cannot be refunded. In the event the visit is over-subscribed, applicants will be accepted in the order in which fees are received.