Publications

The OCC and Fintech, Ready for Innovation and Collaboration

The Office of the Comptroller of the Currency (OCC) is now accepting applications for national bank charters from fintech companies active in the “business of banking.” The company must engage in the following:

Publications

Publications

Innovation in Retail Banking Report 2017
The Innovation in Retail Banking report includes results of a global survey of more than 250 financial institutions, case studies from organizations of all sizes and insight contributions from some of the most respected innovators in banking. The innovation agenda has become intertwined with the digitalization agenda, where transforming back-...
South African SMME Access to Finance Report 2018
The report analyses a unique data set, provided by Finfind, of SMME funders and SMMEs seeking finance. It was sponsored by the SA SME Fund and identifies access to finances challenges, gaps and potential solutions. The Finfind 2017 cleaned data sample of 11 033 SMME funding requests is larger than the South African GEM report and is one of the...
Report: What SMEs Can Expect in 2018
A report by Wylde International indicated that about 68 percent of SMEs in Kenya lacked access to finance due to interest rates capping. This cap was the second largest problem SMEs faced in 2017. “Only 14 percent of SMEs increased revenue above 25 percent,” according to the report. Kenyan banks have turned to external funding to alleviate the...
EBA Report on the Impact of FinTech on Incumbent Credit Institutions' Business Models
The European Banking Authority (EBA) published the first products of its FinTech Roadmap, namely (i) a thematic report on the impact of FinTech on incumbent credit institutions' business models and (ii) a thematic report on the prudential risks and opportunities arising for institutions from FinTech. Both reports fall under the wider context of...
EBA Report on the Prudential Risks and Opportunities Arising for Institutions from FinTech
The European Banking Authority (EBA) published the first products of its FinTech Roadmap, namely (i) a thematic report on the impact of FinTech on incumbent credit institutions' business models and (ii) a thematic report on the prudential risks and opportunities arising for institutions from FinTech. Both reports fall under the wider context of...
Whitepaper: State of Alternative Credit Data
Today’s lenders are increasingly considering alternative credit data sources to fuel better decisions and gain a more holistic view of the consumer. But what supplemental data should be used? How can a financial institution find the right data to expand their lending universe, and at the same time mitigate risk? Explore this in-depth paper to...
European Small Business Finance Outlook - June 2018
This analysis provides an overview of the main markets relevant to the EIF. It starts by discussing the general market environment, then looks at the main aspects of equity finance and the guarantee and SME securitisation markets and, finally, it highlights important aspects of microfinance in Europe. A chapter on Fintech also complements the...
Report on the Affordable Capital for SME Growth Inquiry
The Australian Small Business and Family Enterprise Ombudsman, Kate Carnell, released a report from the Affordable Capital for SME Growth inquiry on June 29. Launched in April 2018, the inquiry explored the range of international and national initiatives that sought to address the funding gap for small to medium sized enterprises (SMEs). Lenders...
ICSB Releases First Ever MSMES Report
Following the commencement of the MSMEs Forum at the United Nations on May 12, the International Council for Small Business (ICSB) released a 108-page report and hope it paves the way for MSMEs from today and through the future. This report was developed with the idea of creating a shared focus to establish Guiding Principles to help support MSMEs...
Improving Access to Finance for SMEs through Credit Infrastructure Reforms
This report focuses on practices aimed at improving SMEs access to finance in three areas—credit reporting, secured lending and insolvency. Each section uses data collected by the World Bank Group's Doing Business team to describe how various practices recommended by existing research have been implemented in economies across the world. The first...