Publications

Credit Decisioning Engines in the Cloud

The global unbanked and underbanked market continues to grow exponentially each year, and will reach an estimated three billion individuals and over 250 micro, small and medium-sized enterprises (MSMEs) over the coming decade.

Publications

Publications

Report: SMEs Contribute to Financial Inclusion
Refugees’ economic participation in manufacturing sectors increased, especially in Eurlandia. High-skilled labor often included industry jargon and in 2016, SMEs incorporated assessments into their recruitment process to understand workers’ qualifications and background. When these SMEs designed and launched programs to support refugees, they saw...
FSB Release Report on FinTech Benefits, Risks
The Financial Stability Board (FSB) found that FinTech platforms account for an increasing share of credit provision, hence stating that policymakers must consider the opportunities and risks such activity brings. With ten areas identified, three have been priorities for international collaboration in a report published jointly with the Committee...
OECD Business and Finance Outlook 2017
The OECD Business and Finance Outlook is an annual publication that presents unique data and analysis that looks at what might affect and change, both favourably and unfavourably, tomorrow’s world of business, finance and investment.
G20 Workshop on 'Helping SMEs Go Global' : Chair's Summary
Hosted by the German Presidency on February 24, the G20 workshop “Helping SMEs Go Global - Moving Forward in SME Finance“, brought together more than 150 experts from G20 countries, development finance institutions, and the private sector to discuss issues related to advancing financial inclusion for small and medium-sized enterprises (SMEs)...
Global Entrepreneurship Monitor 2016-2017
The Global Entrepreneurship Monitor is the world's foremost study of entrepreneurship. Through a vast, centrally coordinated, internationally executed data collection effort, GEM is able to provide high quality information, comprehensive reports and interesting stories, which greatly enhance the understanding of the entrepreneurial phenomenon -...
The Road to Inclusion
This study -- both quantitative and qualitative -- looks at the financially 'excluded' and 'underserved' across Europe. The research concentrates on two key groups: • Those who are totally financially excluded (without any access to formal banking services); • The financially underserved (those who have some sort of account, but no access to any...
Policies for SME Growth: What Works, What Doesn't?
Small and medium enterprises (SMEs) employ about half of the workforce in developing countries. SME growth may thus raise incomes for many low-income households. But SMEs often face significant constraints to growth relative to large firms ranging from excessive red tape to limited access to finance. In this talk, Miriam Bruhn will discuss...
Doing Business 2017
Doing Business 2017 : Equal Opportunity for All, a World Bank Group flagship publication, is the 14th in a series of annual reports measuring the regulations that enhance business activity and those that constrain it. Doing Business presents quantitative indicators on business regulations and the protection of property rights that can be compared...
Emerging SMEs - Secrets to Growth from Micro to Small Enterprise
Enterprise development is an important objective driving the financial services industry. After decades of directing financial services to micro-enterprise owners, many microfinance institutions (MFIs) are now finding themselves serving a growing number of small business owners. An increasing number of financial technology companies are turning to...
2016 Annual Bank of the West Small Business Growth Survey
The 2016 Bank of the West Small Business Growth Survey was designed to understand the life and journey of a small business owner, identifying the unique benefits and challenges they experience, with an additional focus on whether they are working to grow their businesses. In an effort to measure growth, an index was created to measure small...