Publications

Report: Digital Access: The Future of Financial Inclusion

Digital Access: The Future of Financial Inclusion captures the knowledge and experienced that The Partnership for Financial Inclusion has gained over the past six years, working to develop and promote commercially sustainable solutions for greater financial inclusion across Sub-Saharan Africa.

Publications

Publications

EIF SME Access to Finance Index - June 2018 Update
This EIF Working Paper elaborates on the most recent update of the EIF SME Access to Finance (ESAF) Index, a composite indicator used to monitor SME external financing markets in the 28 EU countries. The current update, using latest available data, constitutes the fifth iteration of this exercise. The paper is used to provide some background...
Report: Caveat Venditor: Towards a Conceptual Framework for Buyer Selection in Responsible Microfinance Exits
As microfinance equity sales grow, so does the importance of selecting a suitable buyer - the obligation on the seller to exit ‘responsibly’. This research project, "Caveat Venditor: Towards a Conceptual Framework for Buyer Selection in Responsible Microfinance Exits" involved consultation with various equity investors, to ascertain what is...
ABA Study: The State of Digital Lending
The ABA survey was conducted to review the digital lending landscape, specifically to gauge member interest in two different types of business models: Technology partnership—Implementing digital lending technologies to offer a digital customer experience to originate, underwrite to bank guidelines, and close small business and consumer loans...
White Paper: Microfinance and Economic Development
Microfinance is generally seen as a way to fix credit markets and unleash the productive capacities of poor people dependent on self-employment. The microfinance sector grew quickly since the 1990s, paving the way for other forms of social enterprise and social investment. But recent evidence shows only modest average impacts on customers,...
Putting Finance First: The Alternative Route to Funding Britain's SME Housebuilders
LendInvest has published its second report into the plight of small-scale housebuilders around the UK to find and access the essential finance they need to get more new homes onto British streets. This report includes important contributions from influential opinion formers in Westminster, Whitehall and industry, and centres on three proposed...
Member News: Intesa Sanpaolo Enter Into A Long Term Strategic Partnership with Intrum, Creating A Market Leading Servicer Of Non-Performing Loans In Italy
Following the acceptance by the Board of Directors of Intesa Sanpaolo (a SME Finance Forum member) of the offer that the Bank received from Intrum, Intesa Sanpaolo and Intrum signed a binding agreement to establish a strategic partnership regarding the impaired loans (NPL), which provides for two transactions: The establishment of a leading...
Small and Growing Business in Africa: Profiles, Successes and Challenges
In Sub-Saharan Africa as elsewhere, Micro, Small and Medium Enterprises (MSMEs) play a crucial role in economic development and job creation. However, because of a general lack of knowledge about this particular segment, the sector hardly achieves its full potential. In order to better meet MSMEs’ needs, a first step consists in identifying the...
Report: Demystifying Digital Lending
Digital lending can be a powerful force for financial inclusion. Innovations in digital lending are enabling financial service providers (FSPs) to offer better products to more underserved clients in faster, more cost-efficient, and engaging ways. Governments are increasingly incentivizing the growth of digital lending models as a way to promote...
Report: Financial Inclusion in the Digital Age
Many households and small businesses in emerging markets have no or very limited access to formal financial services. Even in developed countries, they only have access to a limited menu of cost-effective products from financial institutions for addressing their financial needs. Over two billion unbanked adults in the world, representing 38...
Report Shows a Decrease in Refusal Rates for Irish SMEs Seeking Finance
The Irish SME Association (ISME) said the results of its Quarterly Bank Watch Survey show a decrease in refusal rates and a drop in demand for credit, while the waiting time from decision to drawdown remains unchanged at six weeks. The main findings from the 524 respondents in the second-last week of March found that 31 percent required additional...