Publications

Tackling Europe's Gap in Digital and AI

Europe’s digital gap with the world’s leaders is now being compounded by an emerging gap with the world’s leaders in its development and adoption of artificial intelligence (AI) technologies. Without faster and more comprehensive engagement in AI, that gap could widen.

Publications

Publications

Taking Women Entrepreneurs to the Bank in Romania
IFC and Garanti Bank Romania launched a joint report highlighting the importance and impact of increasing access to finance for the country’s women entrepreneurs. “Taking Women Entrepreneurs to the Bank in Romania”, shows the impact of Garanti Bank Romania’s Women SME Banking Program. Garanti Bank was the first bank to focus on the needs of women-...
Econometric Study on the Impact of EU Loan Guarantee Financial Instruments on Growth and Jobs of SMEs
This paper provides a policy-oriented summary of a recent report to the European Commission’s DG for Internal Market, Industry, Entrepreneurship and SMEs. The econometric study assesses the real performance effects of EU-guaranteed loans to SMEs disbursed in the Benelux, Italy, and the Nordic countries (Denmark, Finland, Norway and Sweden), during...
The State of Microinsurance 2018
There are just 12 years remaining to achieve the UN Sustainable Development Goals (SDGs), and urgent action is needed if no-one is to be left behind. This report, and future editions, will focus on providing concrete examples of how inclusive insurance is contributing to the broad development agenda in a structured way that links directly to...
Global Lending And Payments Market Research Report Forecast: 2026
The report summarizes the global Lending and Payments markets and examines key economic and microeconomic factors that hamper market growth. The report also predicts the size and value of the global market in the near future. The report presents a thorough analysis of the market's past and present conditions and presents the market in the next few...
The Global Microscope 2018 on Financial Inclusion
The report is a benchmarking index that assesses the enabling environment for financial access in 55 countries. The research underscores the evolving landscape of financial inclusion itself. This year’s index was completely revised to take a forward-looking focus on digital financial services, and to address the critical role of financial...
Brief: Debt Collection in 2019 – From Recovery to Retention
In October 2018, the total outstanding consumer debt in the US surpassed $3.96 trillion – a continuously increasing volume (in Q1 2018, the total outstanding consumer debt in the US was at ~$3.86 trillion) that could make debt collection one of the hottest businesses of 2019. Q3 2018 delinquency rates for consumer loans is at 2.28% (credit card...
Field Notes: Banking on the Future - Youth and Digital Financial Services in Sub-Saharan Africa
Here is one of three Field Notes from the Partnership for Financial Inclusion, a joint initiative of IFC and the Mastercard Foundation, to help DFS providers to tailor products and services to particular market segments as they shed new light on two particular market segments, youth and women, as well as the potential for digitizing social...
KPMG Report: Top 10 Players in the Fast Growing Peer to-Peer (P2P) Lending Sector
KPMG Indonesia published its inaugural edition of The Fintech Edge . The first edition of the report focuses on the Top 10 players in the fast growing Peerto-Peer (P2P) lending sector. KMPG notes, that it is important the P2P players can demonstrate the right balance between protecting the lender through a strong risk management framework, good...
BDRC SME Finance Monitor Q2 2018
A report published by the BRDC, outlines data on a wider range of financial products and providers able to meet SME access to finance needs. The report covers the borrowing process from the SME’s perspective, and broader information regarding SME growth, profitability and perceived barriers to running the business. Topics covered in the report...
Access to Small Business Finance
The Reserve Bank of Australia (RBA) conducted a study detailing the issues plaguing SMEs’ access to finance and the initiatives set in place to help support SMEs conquer financial setbacks. Key findings examined in the report include: Access to finance for start-ups is very limited Banks are reluctant to extend finance without real estate as...