Publications

The Challenges and Opportunities of SME Financing in Africa

The London Stock Exchange released a report detailing the issues faced by SMEs and opportunities with financing in Africa. 

SMEs account for about 90 percent of Africa’s businesses and the driving force of the continent’s economic development, yet they are still facing financial barriers. 

Key challenges SMEs are facing include:

Publications

Publications

Digital Financial Services for Agriculture Handbook
The Digital Financial Services for Agriculture Handbook is the latest addition to our popular series of DFS Handbooks. It offers practical guidance to financial services providers on how to better understand smallholder farmers and other actors in the agricultural value chains in order to successfully develop and launch sustainable financial...
Report: What SMEs Can Expect in 2018
A report by Wylde International indicated that about 68 percent of SMEs in Kenya lacked access to finance due to interest rates capping. This cap was the second largest problem SMEs faced in 2017. “Only 14 percent of SMEs increased revenue above 25 percent,” according to the report. Kenyan banks have turned to external funding to alleviate the...
Whitepaper: Digitizing Agricultural Payments
Digital bulk payments have the potential to connect millions of poor farmers to digital financial services. This report from CGAP and UNCDF recounts UNCDF's efforts to digitize payments to coffee farmers in Uganda, where just 29 percent of adults actively used mobile money in 2014. It shares lessons for donors, financial services providers and...
Partnership for Growth: Linking Large Firms and Agro-Processing SMEs
Partnership for growth: Linking Large Firms and Agro-processing SMEs presents lessons learned from various models utilized by public and private sector programs to stimulate the growth of agro-processing SMEs through linkages to larger firms in developing countries. The study serves as a reference for policymakers, development practitioners, and...
Gender Inclusion for Climate-Smart Agribusinesses
This Vuna publication, produced by Value for Women Ltd., is the first in a series of three reports with the goal of guiding small and growing agribusinesses (SGABs) to growth through strategic gender inclusion in climate-smart agriculture (CSA) value chains. The research was commissioned by Vuna, a three-year regional CSA programme funded by UK...
North Africa Economic Outlook 2018
This North Africa Economic Outlook by the African Development Bank (covering Algeria, Egypt, Libya, Mauritania, Morocco, and Tunisia) examines the macroeconomic performance of the region and the outlook for 2018 and 2019 and explores the relationship between food security and rural poverty. Included in the report are details about finance for...
Agrifinance report
Agrifrance, a specialist division of BNP Paribas Wealth Management (SME Finance Forum member), has just published its 2018 annual report, which this year focuses on the impact of digital technology on the global wine market. While the world of wine still remains in tune with the ‘terroir’, vintage, ‘appellations’ and its other long-standing...
Inflection Point: Unlocking Growth in the Era of Farmer Finance
In partnership with the Initiative for Smallholder Finance, the Rural and Agricultural Finance Learning Lab released of a new landmark study, Inflection Point: Unlocking Growth in the Era of Farmer Finance. Following decades of more singular approaches to providing smallholder farmers with financial services, the smallholder finance industry is...
The Key to Financial Inclusion Report
Over the last five years at the Symposium, the Mastercard Foundation has brought together global practitioners to discuss, debate, and share ideas about client centricity: how to do it better, faster, more broadly, and more deeply as a way of driving financial inclusion. Today, the idea that more attention should be paid to the needs and...
Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture
The evidence that women both drive agricultural production and rely on it for their livelihoods means that greater financial and informational service provision to women, especially through digital channels, could increase the efficiency and effectiveness of their labor. While the numerous barriers to women’s access to Digital financial Services (...