Publications

Report: Digital Access: The Future of Financial Inclusion

Digital Access: The Future of Financial Inclusion captures the knowledge and experienced that The Partnership for Financial Inclusion has gained over the past six years, working to develop and promote commercially sustainable solutions for greater financial inclusion across Sub-Saharan Africa.

Publications

Publications

EIF SME Access to Finance Index - June 2018 Update
This EIF Working Paper elaborates on the most recent update of the EIF SME Access to Finance (ESAF) Index, a composite indicator used to monitor SME external financing markets in the 28 EU countries. The current update, using latest available data, constitutes the fifth iteration of this exercise. The paper is used to provide some background...
Future of Trade Says Alternative Trade Finance is on the Rise for SMEs
According to DMCC global Future of Trade research, technology could bridge the current $1.5 trillion trade finance gap, unlocking new opportunities for trade across borders. They examine the impact of blockchain and fintechs on trade as well as reveal business sectors making the most progress in terms of digitalisation. The report states that 50%...
State of the Agent Network, India 2017
In two years, India’s story of financial inclusion has shifted from account opening to account usage. Supported by enabling technology and focused policy moves, India presents a clear example of how policy imperatives can drive the agenda of financial inclusion. 2017 was a positive shift from 2015. During this time, new models like payments banks...
The Decline in Access to Correspondent Banking Services in Emerging Markets: Trends, Impacts and Solutions
Global banks have been limiting correspondent banking relationships (CBRs) with local banks in emerging and developing economies – a practice referred to as “de-risking.” A new World Bank report – The Decline in Access to Correspondent Banking Services in Emerging Markets: Trends, Impacts and Solutions – examines what effect this trend has had on...
SMEs: Smallish Misunderstood Enterprise Report
With many consumer markets saturated and fiercely competitive, where's your next frontier for growth? Adaptive Lab's, a consulting firm, research shows that UK's small and medium enterprises are an audience ripe for change. Dissatisfied, under-served and undervalued, they're looking for services to help them grow, and are willing to pay for it...
The Fintech Revolution: A Threat to Global Banking?
The Development Research Group in Malaysia, in collaboration with the Research and Development Center in Chile, has just produced a new Research & Policy Brief , entitled “The Fintech Revolution: A Threat to Global Banking?,” jointly written by Juan J. Cortina and Sergio L. Schmukler. This brief argues that the period since the global...
The Bank of the Future: The ABCs of Digital Disruption in Finance
The question for banks today is how do they become Digital Banking Superstars versus going the way of the dinosaurs. The future of finance is an ever increasingly converged ecosystem where consumer and small and medium enterprise (SME) financial services are provided by banks and by platform companies with roots in e-commerce and social media. For...
PFM: The Essence of Digital Banking
Member, Strands Finance, has released a new whitepaper entitled, "PFM: The Essence of Digital Banking." Personal Financial Management (PFM) has become indispensable to and practically synonymous with digital money management. Today’s retail banking customers expect the convenience, flexibility and personalized insights only PFM can offer in order...
Key Strategies for Banks Expanding Reach to MSME Segment in Kenya
Banks continue to boost financial inclusion in Kenya by providing retail finance to the MSME segment. The banks’ total SME lending portfolio in December 2013 was estimated to be 23.4% of their total lending portfolio but considering that the largest percentage of businesses in Kenya are in the MSME sector, financing to MSMEs should continue to...
Sustainable Banking Network – Global Progress Report 2018
Emerging markets have become a major force in driving development and fighting climate change as 34 countries have initiated banking reforms to expand sustainable lending, according to the first comprehensive Global Progress Report of the Sustainable Banking Network, an IFC-supported organization of banking regulators and associations. Those 34...