Publications

Report: The Productivity Challenge In Financing Inclusive And Sustainable Growth

Small and medium sized businesses’ ability to participate in international markets and global value chains has not been fully developed. A new report, from Business at OECD and B20 and sponsored by the SME Finance Forum, calls on G20 leaders to follow four core recommendations to this end: 

Publications

Publications

The Case of the Microfinance Industry
In this study, data from 405 microfinance institutions (MFI) were used to examine the simultaneous and diverse effects of differences in informal and formal institutions on cross-border alliances’ financial performance. According to the study, “the impact from informal institutional differences is sigmoid-shaped, with performance first increasing...
Financing and Women-Owned Small Businesses: The Role of Size, Age and Industry
The Future of Business Survey in collaboration with Member World Bank, Facebook and OECD provides monthly data on the economic environment for SMEs around the world. Key findings in the publication included: In nearly every country and region, women report using bank loans less frequently than men do, instead relying on personal savings and...
White Paper: Fostering Markets for SME Finance
In this study, the OECD Working Party on SMEs and Entrepreneurs (WPSMEE) examined a variety of barriers on the supply and demand side of finance markets that limit SMEs uptake of alternative financial instruments. The study also covers trends in policy measures to support the development of alternative finance instruments for SMEs. According the...
Banking in the Digital First World: A New Reality for SME Banking
SMEs have continued to face hardships, despite being a vital source to economic growth. One issue regarding SMEs, is their ability to “outpace” banks. In the report by Medici, solutions for this problem included: cognitive accounting platforms, invoice discounting, e-invoicing, SME credit scoring & lending, API-based bulk payouts, expense...
The OCC and Fintech, Ready for Innovation and Collaboration
The Office of the Comptroller of the Currency (OCC) is now accepting applications for national bank charters from fintech companies active in the “business of banking.” The company must engage in the following: Receiving deposits Paying checks Lending money Comptroller of the Currency Joseph M. Otting stated, “The decision to consider applications...
Study: Banking a Challenge for 65 Percent of UAE SMEs
Complex procedures and lengthy documentation are becoming a deterrent for United Arab Emirates (UAE) SMEs. Almost two-thirds of entrepreneurs, state banking as an issue. Opening a bank account can take new SMEs up to three months to open; a white paper report from the Dubai Chamber of Commerce states complex verification processes are also...
Innovation in Retail Banking Report 2017
The Innovation in Retail Banking report includes results of a global survey of more than 250 financial institutions, case studies from organizations of all sizes and insight contributions from some of the most respected innovators in banking. The innovation agenda has become intertwined with the digitalization agenda, where transforming back-...
South African SMME Access to Finance Report 2018
The report analyses a unique data set, provided by Finfind, of SMME funders and SMMEs seeking finance. It was sponsored by the SA SME Fund and identifies access to finances challenges, gaps and potential solutions. The Finfind 2017 cleaned data sample of 11 033 SMME funding requests is larger than the South African GEM report and is one of the...
Report: What SMEs Can Expect in 2018
A report by Wylde International indicated that about 68 percent of SMEs in Kenya lacked access to finance due to interest rates capping. This cap was the second largest problem SMEs faced in 2017. “Only 14 percent of SMEs increased revenue above 25 percent,” according to the report. Kenyan banks have turned to external funding to alleviate the...
Report on the Affordable Capital for SME Growth Inquiry
The Australian Small Business and Family Enterprise Ombudsman, Kate Carnell, released a report from the Affordable Capital for SME Growth inquiry on June 29. Launched in April 2018, the inquiry explored the range of international and national initiatives that sought to address the funding gap for small to medium sized enterprises (SMEs). Lenders...