Library

Library

Reforming Japan’s Credit Guarantee Program for Small and Medium-sized Enterprises
UESUGI Iichiro, Faculty Fellow at the Research Institute of Economy, Trade and Industry and Professor, Institute of Economic Research, Hitotsubashi University outlines the reform measures from Japan's credit guarantee program reform bill. dHe also discusses the challenges going forward. The first set of measures proposed by Iichiro are to make a...
What’s Happening in the Missing Middle? Lessons from Financing SMEs
What’s Happening in the Missing Middle? Lessons from Financing SMEs , is an initial effort to share experiences, analyze failures and learn from practices. These SME Finance Quick Lessons were initially developed for an internal World Bank Group audience (and, in particular, the members of the SME Finance Community of Practice), the intent with...
CGAP Analyzes Creditworthiness in Bangalore
On a recent visit to Bangalore, India, CGAP worked with Janalakshmi Financial Services to deepen their understanding of microentrepreneurs through research and qualitative discussions. They found that the conventional measures used to assess larger businesses, such as formal credit history, the enterprise’s size and the number of years it has been...
Bandhan Bank CEO Advises MSME Units to Select Best CAs
Bandhan Bank Managing Director and CEO, Chandra Shekhar Ghosh, advised the MSME units in the country to select best chartered accountants, saying "It is not your cost, but an investment." "The signature of a reputed CA or CA firm boosts banks' confidence. I have also seen MSME units approach banks through agents. That is not the right way. Banks...
Digital Financial Inclusion: Emerging Policy Approaches
The G20 HLPs set out suggested actions that countries can pursue to promote digital financial inclusion. Many countries are now implementing measures in line with the HLPs, including the introduction of country strategies to increase the use of digital financial services, efforts to foster innovation and manage potential risks through test-and-...
Jamaican business
The World Federation of Exchanges (WFE), jointly created a survey with the Milken Institute Center for Financial Markets a survey to compare how approaches to SME boards have varied across countries. The evidence-based research compiled data such as: Main reasons Indian SMEs list Did firms raise capital at time of listing? Use of IPO proceeds by...
Some experts have questioned what role microfinance institutions (MFIs) can play in financing and serving small businesses. While some MFIs have grown to accommodate more mainstream services, a study by CGAP has noted that the challenge for many MFIs to service the SGB market requires different systems, risk assessment tools, staff capacities, and...
Democratizing Globalization: How Small Businesses across America
PayPal conducted research in hopes give more small businesses to digital finance and inspire both owners and policymakers in supporting growth for SMEs in the U.S. This research found that SMEs PayPal users grew from 2015-2016 by 22.9 percent. Of these, less than five percent export. Women-owned small businesses grew and export at about 72 percent...
UK Government, Five Big Banks Sign SME Finance Deal
The UK cabinet has agreed to support SME financing in an effort to support export-oriented industries. Five major British banks (Barclays, HSBC, Lloyds Banking Group, Royal Bank of Scotland and Santander) have partnered on the deal to provide more finance options to export-oriented, allowing the UK to boost export volumes, create new jobs and spur...
blockchain governance
The World Economic Forum released a white paper titled “Realizing the Potential of Blockchain: A Multistakeholder Approach to the Stewardship of Blockchain and Cryptocurrencies” last month, which provides a structured analytical framework and taxonomy. The intended use for the survey is for industry, technical, governmental, civil society and...