Articles

Keri Gohman, President of Xero Americas on How the Financial Web Is Rewiring Small-Business Economy

Keri Gohman, the President of Xero Americas spoke to the role of collaborative work in the financial services industry, and why small business banking in the U.S. required stronger ties between the tech and banking community to rewire small-business economy.

Articles

Articles

Executive Insights on Women Crowdfunding Campaigns
PwC and the Crowdfunding Center partnered on the “Women Unbound: Crowdfunding – Unleashing Female Entrepreneurial Potential” report last month. Referencing data collected by the Crowdfunding Center that analyzed 450,000 rewards-based crowdfunding campaigns, the report showed that women-led campaigns reached their funding target more often than...
From Hong Kong To India: P2P Lending Marketplace Monexo Wants To Make Getting Loans A Paperless Process
While in Hong Kong, Monexo gave loans against rental income and salary loans, in India the startup’s product portfolio consists of personal loans, professional loans, and loans to SMEs. SMEs would be forming a large base of customers given the government itself has estimated there’s a gap of $150 Bn loan requirement, says Mukesh Monexo co-founder.
Fundnel Goes Big. Investment Crowdfunding Platform Provides Access to Capital for ASEAN SMEs
Fundnel (pronounced like Funnel) is one of several investment crowdfunding platforms that have launched in Singapore over the past year. But even though there are a growing number of sites entering the internet finance space, Fundnel claims the title of Asia’s first collaborative fundraising platform for businesses and investors. While Singapore...
Islamic Peer-to-Business Funding Takes Off
Alternative financing and non-bank funding are no more strangers to Islamic finance since the concept of Islamic crowdfunding gained ground in the sector. One of the best examples is Singapore-based Shariah-compliant crowdfunding platform Kapital Boost. It is the first Islamic peer-to-business crowdfunding platform in Asia, launched in July 2015,...
banjo: Improving SME access to finance
Marketplace lending (formerly known as P2P and P2B lending) has been big business overseas for a number of years and is taking off in Australia. The newest current provider of SME loans in Australia is banjo , a business twelve months in the making and which has launched with $7.5 million in seed funding from tech investors. Banjo offers loans of...
Peer-to-peer payments are transforming business lending - especially for tech and creative industries
Anyone who has kept an eye on the financial services landscape over the past decade will have noticed that digital technology is transforming and disrupting many traditional product markets. The latest innovation is from PayPal , an early pioneer in online payments, who are offering a smartphone app to help get your money back if you've lent it to...
Beyond P2P - The next wave of innovation in business finance
The reluctance of banks to lend to businesses has kick-started massive innovation in business finance. This week peer-to-peer (P2P) lender Zopa passed the £1bn lending mark and is expecting to do the next billion by the end of 2016. Peer-to-peer lenders have captured the public imagination by offering an alternative to banks. Yet, focusing on P2P...
The Secret Of Crowdfunding Success? Numbers, Background And Social Media
Earlier this year UK equity crowdfunding pioneer Crowdcube proudly announced that JustPark, a company pitching for investment through its platform, had raised a record breaking £3.7m. It was one the many success stories that have helped place crowdfunding squarely on the collective radar screen of startups and early stage companies. In deal terms...
Talking About a Revolution - Crowd Will Take Power
When I decided to launch a crowdfunding business in 2013, various people warned me that it might turn out to be a fad - a flash in the pan. The doubters appear to have been wrong. Crowdfunding in all its forms is going from strength to strength and it is definitely here to stay. Of course, crowdfunding is not a new concept. Stock markets are in...
Equity Crowdfunding as a Catalyst for Development in Emerging Economies
The following is a guest post from Greg Kelly, founder and CEO of the new Brazilian equity crowdfunding platform EqSeed . Kelly discusses the equity crowdfunding space in Brazil, obstacles to growth, and the promising regulatory landscape in the country. Alongside its success in the UK and US, equity crowdfunding is also finding its way to...